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Canadian Dental Care Plan

We welcome patients covered under the Canadian Dental Care Plan — helping more Norval families access the preventive care they need.

What is the CDCP?

Affordable dental care,
backed by the federal government.

The Canadian Dental Care Plan (CDCP) is a federal program that helps make the cost of dental care more affordable for eligible Canadian residents who don't have access to private dental insurance. It's administered by Sun Life on behalf of Health Canada.

As Independent Registered Dental Hygienists, we're able to provide many of the preventive and diagnostic services covered under the plan — so you can keep your smile healthy with little or no out-of-pocket cost, depending on your income.

At a glance
✓Open to all eligible ages as of 2026
✓Family income under $90,000
✓No private dental insurance
✓Covers exams, cleanings & more
Do you qualify?

Four requirements to be eligible

01

No dental insurance

You don’t have access to private dental insurance through an employer, plan or family member.

02

Income under $90,000

Your adjusted family net income is less than $90,000 per year.

03

Canadian resident

You’re a Canadian resident for tax purposes.

04

Filed your taxes

You (and your spouse or partner, if applicable) filed last year’s tax return.

Eligibility is based on your most recent tax return and is verified by the Canada Revenue Agency. You and your spouse or common-law partner (if applicable) must have filed your taxes for the previous year.

What's covered here

Services we provide under the plan

✓
Examinations
Routine and specific oral health exams.
✓
X-rays
Diagnostic imaging to catch problems early.
✓
Cleanings & scaling
Preventive hygiene to keep gums and teeth healthy.
✓
Polishing & fluoride
Finishing care and enamel protection.
✓
Sealants
Protective coatings to help prevent decay.

Coverage follows the CDCP Dental Benefits Guide. Some services have frequency limits or require pre-authorization — we'll always confirm what's covered before treatment.

Your share of the cost

Coverage by income

Under $70,000
No co-payment
100%
covered
$70,000 – $79,999
You pay 40%
60%
covered
$80,000 – $89,999
You pay 60%
40%
covered

The plan pays a set percentage of the CDCP fees. If a provider's fees are higher than the CDCP amount, you may have an additional cost — we'll always be transparent about this up front.

Government of Canada
Official program · canada.ca

“The Canadian Dental Care Plan is helping make the cost of dental care more affordable for eligible Canadian residents.”

Read the official details on canada.ca →

Covered under the CDCP?
Let's book your visit.

Bring your Sun Life member details and we'll handle the rest. Not sure if you're eligible? Give us a call — we're happy to help you find out.

Eligibility and coverage are determined solely by the Government of Canada. Details on this page are provided for general information — please confirm your status at canada.ca.